Personal Finance: Money Management- If you don't already have one, ask your parents to take you to the bank or credit union to open up a bank account. Try to save about 20% of your allowance in your bank account. Use a spending plan to plan for how much you spend on different items. Learn about interest rates and how you can earn more money on the money you save. Do not spend more than you earn. Avoid using credit cards or accumulating debt.
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